Real Estate Loans

Buying and financing a home is one of the most important decisions a person can make, and you can count on us to help you move through the process quickly and smoothly - and to create the very best alternatives for you to select from. You will find us to be responsive, knowledgeable, and caring and we can help expedite your home-buying with our pre-approval process. All of our staff are right here in your community and are accessible and ready to be of assistance in personally answering questions and giving you all the information you need. We value your business and are absolutely committed to giving you the very best in customer service.

Real Estate Loan Products:

  • Conventional Mortgage Loans (fixed rate or adjustable rate)
  • New Construction Loans
  • Bridge Loans
  • Rural Development Loan (USDA)
  • Federal Housing Administration (FHA) Loans
  • Veterans Administration (VA) Loans
  • First-Time Home Buyer Loans through the Wyoming Community Development Authority (WCDA)
  • Property Rehabilitation Loans
  • Home Equity Lines of Credit
  • Home Equity "Tax Buster" closed-end, fixed rate medium term loans
  • Refinancing Loans


Please come in today and visit with one of our Real Estate Lenders to have all of your loan questions answered and pick up an application.

 

Construction Loans

We do construction lending right! We are here to help you get to your permanent financing with as little trouble as possible. We will work closely with you throughout your construction process to ensure your new home turns out as planned. We will work with your General Contractor to perform regular on-site inspections.

To make things simple, you will only need to complete one application for your construction loan and permanent mortgage.

To learn more about financing a construction project, please visit with our construction lender today.

 


Line of Credit

A revolving line of credit product with competitive rates and higher limits than credit cards. Payments may be interest only for 5 years, then can be paid off, renewed or restructured. Easy access to cash either by writing a check or using your First National Bank and Trust VISA Check Card.